It is getting more difficult daily to live in the US. This is because the cost of living continues to rise and countless people struggle to find work despite claims that the economy is rising. Due to the low wages and the constantly increasing cost of healthcare, food, shelter and other basic necessities; those who are employed are still having a hard time making ends meet.

What is a Personal Grant?
If you are one of the millions of Americans who are struggling to make ends meet, take comfort in knowing that there may be options available to you that can provide the financial assistance that you need. The United States government, as well as several non-profit organizations provides financial aid for qualifying low-income families. These programs help those who qualify afford the cost of basic necessities, such as food and housing.

To help relieve the financial burden that weighs so many families down so that they can recover from their financial hardships is the major goal of these assistance programs. Another interesting fact is that you do not need to payback money given by the grant. Grant money helps boost the economy and also help families in need which makes it a win-win situation for everyone. You can take a look at some of the different grant options that may be able to provide you with the assistance you need if you are eligible and you are struggling financially.

Federal Grants Programs
The federal government offers a wealth of grant options for families that are facing financial hardship and in need of assistance. Some of the different federally funded grants that are available include:

The listed grants above are some of the different types of federally funded grants that are available. You can visit to find out more about grants available to you, eligibility requirements and how to apply. A full list of federally funded grants that are available can be found on the website.

Other Grant Options
There are several grants available that are sponsored by not-for-profit organizations additionally to federal grants. Grants and other forms of financial assistance is offered to those who are facing economic hardships by many for-profit businesses.
To learn more about the different types of non-federal grant options that are available, visit, the Community Foundation Locator, which can direct you to foundations that offer grant programs in your local area. Another option to look into is the Foundation Center (, a detailed website that provides information for both American and international grants.

Applying for Grants
For those who are in need of financial assistance, they have access to countless grant options. The options seem to be endless from food and housing to education and small business assistance and all. In order to receive funding from these grant programs, you must however, meet the stringent eligibility requirements. This means you should make sure you take enough time to fully make your research about the grants that you are putting in to consideration.

Once you have found a grant that you are interested in and have determined that you are eligible, you will need to apply for funding. To do so, contact the agency that sponsors the grant you are interested in and request an application; many grant providers offer access to their applications right online, too. Read through the application thoroughly to ensure that you fully understand all of the details that are required. Also, make sure you find out the deadline for the application. If you miss the deadline, if you fail to fill out your application properly, or if you do not provide the necessary documentation, your grant request will be denied. In order to avoid problems, fully reviewing the application and all of the details that are highlighted is pertinent.

Grant Proposal
You May also be required to submit a proposal depending on the type of grant you are applying for in addition to filling out application. What a proposal does is to clarify your eligibility and it also allows the agencies giving the grant to see what you plan to use the money for if it is given to you. You can find examples of online proposals or you can work with someone who specializes in grant proposals if you need to submit one for your grant application. This assistance is being provided by several organizations and professionals. Assistance can also be gotten at local library which will likely carry a wealth of useful resources for drafting a good proposal for submission.
It’s important to remember that even if you do qualify for a grant and provide all of the necessary documentation, there’s a chance that you will not receive the funding. Like you, many other people are also seeking grant funding and organizations award moneys to those who are the most qualified. Do note, however, that if you do not receive funding on your first attempt, you may be able to apply again in the future.

Economic hardship affects people of all ages, genders, races, religions, and socioeconomic statuses. If you are struggling financially, you may be able to receive the assistance that you need to overcome your crisis. There are a variety of federally funded and non-federally funded grant options available. If you are thinking about applying for a grant, make sure that you complete all necessary applications and issue all required documentation. Additionally, it’s important to find out the deadline for filing; it’s a wise idea to send in all of the requested information well in advance of the deadline so that, in the event that a problem arises, you can take care of it before the deadline approaches.